Automobile Accidents - Does an Auto Insurance Company Require a Police Report?

against common belief, a police report is required for all car accidents and losses. For example: Since the "rear ended" in slow moving traffic and no one was injured, the vehicles are drivable, and there is relatively little damage. Drive the vehicle safely off the road allowing traffic to move past. Are all who are involved in an auto accident information exchange insurance vehicle, a driver's license information. Contact the car insurance company, if possible, at the time of the accident, while both sides were present. insurance company will ask you about the facts of the accident. If both drivers are in agreement, then the insurance company will be able to determine fault in an accident. The company responsible for the repair Auto insurance company will assign a claims adjuster for the case. appointment will be made ​​for the damaged vehicle to be examined and evaluated.

apply for coverage under the policy car insurance policy or a person seeking coverage must immediately report the accident or loss for the auto insurance company regardless of fault. All information regarding the loss or accident must be provided. At minimum information must include: time, place, the fact of loss or accident and auto insurance policy information on all the parties involved. Also, the names and addresses of all persons involved in the loss or accident, the names and addresses of all witnesses, and the license plate numbers of all vehicles involved. If you or a person seeking coverage can not identify the owner or operator of the vehicle involved in an accident or loss, and then notify the police must be made ​​within 24 hours or as soon as possible.

in a serious accident where serious damage to vehicles and / or people injured, police report is critical. Auto insurance companies will have to know the name of the police agencies are investigating an accident. Report the accident to the investigating authorities, statements by persons involved in an accident, and any witness statements will be used to determine which auto insurance policy will compensate. As noted above, the police report is also required by the insurance company in case of theft or an accident in which the owner or driver of another vehicle is unknown, such as "hit and run ".